ACCIDENT OMAHA
There are two main insurance policies that pay for your car repair costs. The first place to look is the....
ACCIDENT OMAHA
To get money from your car accidents insurance claims, you first need to know which insurance policy will pay for your vehicle damages.
Liability Insurance
If you want money from your car accidents insurance claims, you will need to file a Third Party Claim against the other driver’s Property Damage Liability insurance. A Third Party claim is whenever you want to file an accident claim against another driver’s insurance provider. The driver and the insurance company are the first two parties; you are the third.
Usually, the liability insurance is enough to cover the cost of an average car accident.
Even if the other driver purchased your state’s minimum liability insurance requirement, you will find that it is enough to pay for your vehicle repair. For example, New York’s state minimum property damage liability insurance is for $10,000. Other states minimum requirements fall between $5,000- $25,000.
